About this channel
The Plain Bagel examines investing through the stories, products and claims that compete for people's attention. Its subjects range from corporate debt and stock market listings to housing, trade and…
The Plain Bagel examines investing through the stories, products and claims that compete for people's attention. Its subjects range from corporate debt and stock market listings to housing, trade and financial advice on social media. Canadian economic questions feature alongside developments in technology and global markets, giving the channel a focus that extends beyond following individual share prices.
Explanatory videos sit beside an investment analyst's reactions to finance TikToks. That combination allows the material to move between a detailed financial question and the way the same subject gets packaged online. Episodes about gloomy market predictions, financial influencer promotions and prediction markets invite viewers to consider how a message is framed as well as what it claims. The recurring interest is in the reasoning behind financial narratives, including those presented with unusual certainty.
One strand looks at debt associated with the AI industry, drawing attention to financing rather than just the promise of new technology. Another explores Canada's condominium market and the questions surrounding a sovereign wealth fund. Coverage of the SpaceX flotation adds the challenge of assessing a heavily discussed company, while an episode on AI financial advice asks what happens when automated systems enter decisions about money. These topics provide distinct ways into questions of value, incentives and risk.
Viewers trying to make sense of investment headlines or online money content will find a mix of explanations and critical reactions. The channel suits people interested in understanding the mechanics behind a financial story and in developing better questions about the claims they encounter. Its Canadian coverage also offers a specific economic setting for broader debates about markets and personal finance.
Latest episode
Is the S&P 500 ACTUALLY Overvalued?
Most everyone seems to believe that AI is in a bubble, and the S&P 500 is overvalued...but are they really? Today, we dive into what some popular gauges are actually telling us.
DISCLAIMER:
This…
Most everyone seems to believe that AI is in a bubble, and the S&P 500 is overvalued...but are they really? Today, we dive into what some popular gauges are actually telling us.
DISCLAIMER:
This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video.
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More episodes from this channel
Investment Analyst Reacts to Finance TikToks - Doomsday Doomscrolling
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With all the market news and concern, what better time than now to review some finance TikToks? Thank you @gatortoday for finding several of these! My name is Richard Coffin, I'm an investment analyst...
AI's Hidden Debt Problem Explained
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Canada-US Trade Deal Falls Apart
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Video on 50% US Tariffs (Section 338): https://youtu.be/YgbbI_nRF2A?si=KZF_BgWgPgR5kVli Following weeks of negotiations, trade talks abruptly fell apart between Canada and the US last week. Today's video breaks down what happened, and what it means...
Canada's Condo Conundrum
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00:00 - Introduction 02:57 - Context 04:12 - Regional Issues 05:54 - Factor: Population Decline 08:25 - Factor: Interest Rates 10:19 - Factor: Economic Slowdown 11:00 - The Condo Factor 13:06 - Condo Investors...
Here We Go Again
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Finfluencer Promotions Are Getting Worse
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00:00 - Intro 04:38 - Polymarket Scandal 07:58 - Sketchy Stock Promotions 12:31 - AI Promotions 14:13 - Research Paper 14:40 - How is this Legal? 17:10 - Penalties 19:54 - What Can Be...
Canada's Exit Tax Explained
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00:00 - Introduction 02:49 - Exit Tax Basics 07:03 - Exemptions 08:34 - Why the Tax Exists 09:55 - How High the Rates Reach 12:06 - Impact on Corporations 16:02 - The LCGE 16:39...
The SpaceX IPO Is Wild
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00:00 - Introduction 03:44 - SpaceX Overview 04:53 - IPO Details 05:47 - Insane Valuation 06:53 - The Wild Prospectus 11:02 - The Retail Push 11:38 - Other IPOs (Anthropic and OpenAI) 13:23 -...
AI Is Giving Financial Advice Now
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00:00 - Introduction 02:23 - ChatGPT Announcement 05:44 - The Pros 07:54 - Advice Concerns 10:09 - Regulatory Ambiguity 14:22 - Considerations for Using AI Advisors 16:56 - Will AI Replace Advisors? Dead on...
Canada's Getting a Sovereign Wealth Fund
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Prime Minister Mark Carney recently announced that Canada was getting a new sovereign wealth fund, and that individual Canadians will be able to invest in it. Today we'll dive into the details, and what...
Investment Analyst Reacts to Finance TikToks - Prediction Markets and More
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Get your free trial with Blinkist (today's sponsor) and save an additional 30%. Go to http://blinkist.com/bagel. My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner...
Prediction Markets Are Ruining the Finance Industry
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2:36 - Prediction Market Background 9:38 - Prediction Market problems 17:02 - The Promotions 21:50 - The Gamblification of Everything 24:23 - Closing thoughts Let's talk about prediction markets... DISCLAIMER: This channel is for...
Private Credit Panic - Why Investors Are Rushing For the Exits
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Why People Hate Private Equity: https://www.youtube.com/watch?v=cWFi2OfbWWc Private credit has been capturing headlines lately, with companies going bankrupt, funds gating investor withdrawals, and claims that we're headed towards another 2008 financial crisis. Today we cover...
The Risk the War in Iran Poses to the Global Economy
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00:00 - Intro 02:12 - Iran Primer 03:36 - Iran’s Oil 04:55 - The Strait of Hormuz 08:17 - Global Economic Impacts 11:11 - How This Impacts the US? 12:40 - What About Stocks?...
Trump's Tariffs Deemed Illegal - What Now?
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The Cost of Alberta Separatism
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00:00 - Intro 03:11 - Primer on Alberta 04:35 - Albertan Separatism 05:51 - Transfer Payments 07:15 - Canada Pension Plan 08:30 - The Fiscal Upside 09:35 - What's Missing 12:19 - The Issues...
The Canada-China Trade Deal
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The Venezuela Oil Grab - What it Means for Oil Markets (and Canada)
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Last weekend, the US captured Venezuelan dictator Nicolas Maduro and made moves to secure the country's oil. Today we'll discuss the feasibility of building out Venezuela's oil industry, and the risk it poses to...
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It's Christmas season, you know what that means - more financial TikToks. My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the...
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