How To Be Wealthy By Age (2026 Edition)

This episode brought to you by Abound Wealth. Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ How much money should you have saved by your 20s, 30s, 40s, and 50s? Brian and Bo break down net worth by age, retirement savings benchmarks, investing goals, and wealth-building strategies for your 20s, 30s, 40s, and 50s. See how your finances compare, what net worth targets to aim for, and how priorities like emergency savings, investing 25%, buying a home, tax optimization, catch-up contributions, and retirement planning change over time. Whether you’re wondering how much should I have saved by 30, 40, or 50, trying to become a millionaire, or building toward financial independence, this is your decade-by-decade roadmap to building wealth. Timestamps 00:00:00 — What Does It Mean to Be Wealthy at Every Age? 00:01:14 — Your 20s: Start Early and Use Time to Your Advantage 00:05:57 — Your 20s: Compounding, Investing, and Building Wealthy Habits 00:14:01 — Your 30s: The “Last Stop on Easy” 00:17:09 — Your 30s: Family Costs, Lifestyle Creep, and Saving 20–25% 00:25:28 — Your 30s Wealth Target: 3x Your Income by 40 00:26:13 — Abound Wealth: When Financial Planning Gets More Complex 00:26:58 — Your 40s: The Financial Fork in the Road 00:30:50 — Your 40s: Peak Earnings, Catch-Up Investing, and Tax Strategy 00:35:03 — Your 50s: Retirement Readiness Gets Real 00:38:14 — Your 50s: Catch-Up Contributions, Health, and Financial Freedom 00:40:06 — The Wealth Milestones That Can Put You Ahead 00:41:26 — Conclusion: Preparing for Retirement and the Next Stage 🔗 Financial Order of Operations → https://moneyguy.com/guide/foo/ 🔗 Wealth Multiplier By Age → https://moneyguy.com/resource/wealth-multiplier-by-age/ 🔗 How Much Should You Save? → https://moneyguy.com/resource/how-much-to-save/ 🔗 Net Worth by Age (Compared to Peers) → https://moneyguy.com/resource/net-worth-by-age-compared-to-peers/ 🔗 Are You on Track to Be a Millionaire? → https://moneyguy.com/resource/are-you-on-track-to-be-a-millionaire/ 🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future. Jump start your journey with our FREE financial resources:…